November 27, 2012
As we brace ourselves for more rain and with parts of the country still on flood alert, others are dealing with the deluge of damage caused by the recent floods. Here are our tips on what to do if you live in an area at risk and find that flood water may be heading your way …
It is important to collect key documentation in a safe place upstairs. This includes insurance documents and helpline numbers, plus personal telephone book for relatives and friends, and a local directory for contacting tradesmen and the emergency services. You may also like to ensure passports and driving documents are safeguarded as well as bank, mortgage and credit card details.
Turn off gas, electricity and water supplies at the mains. Unplug all electrical items and store upstairs. If possible cover doors, windows and airbricks with plywood, metal sheeting or sandbags, which may be available from your local council. Take as many items of furniture and precious possessions as possible upstairs.
Where possible take photographs of your rooms. This will not only provide evidence to support any claim, but will remind you of what you have lost.
It is vital to keep abreast of the latest flood warnings and weather forecasts either via the Met Office website www.metoffice.gov.uk or television and radio broadcasts. The Environment Agency also operates a Floodline on 0845 988 1188 for up-to-date flood warnings.
October 13, 2010
Another hindrance has been added to the already painful process of selling a house. Vendors should be aware that insurance companies, hit by rising numbers of claims, have developed a habit of refusing to insure houses they consider a poor risk, just as contracts of sale are about to be exchanged.
August 20, 2010
If you live in an area deemed to be at risk of subsidence, you may find it impossible to find an insurance company to cover you as most companies group whole postcode areas together into the same risk category without assessing your property individually. If your property has previously suffered from subsidence and has been repaired, you will need to prove to insurers that you have removed the root of the problem. Some insurers insist upon an up to date Structural Engineers Report prior to considering cover.
July 21, 2010
Yesterday’s torrential rainfall brought parts of Merseyside and Wirral to a standstill causing chaos on the roads and serious water damage to many homes.
Knee deep in water, some residents were evacuated from their homes as rainwater mixed with sewage filled the streets.
Brewsters have extensive experience in project managing restoration works following flood damage, our overall emphasis has always been to get the homeowner back into their property as soon as possible.
Our team of experts are ready to assist and co-ordinate any aspect of flood restoration work with the added advantage of a structural engineering background.
For more information and advice on how we can help you, call us on 0800 027 5130.